Société Générale Société anonyme Stock GLE, quote Euronext Paris

Previous close	26.55
Open	26.41
Bid	0.00 x 0
Ask	0.00 x 0
Day's range	25.89 - 26.83
52 week range	18.34 - 34.88
Volume	4,972,915
Average volume	3,334,268

Market Cap	21.043B
Beta (5 year Monthly)	1.63
PER	15.17
EPS	1.73
Earnings date	May 12, 2023
Forward dividend & yield	1.70 (6.40%)
Ex-Dividend date	May 30, 2023
1 year target	32.50

Société Générale Société anonyme stock reports 2025 sales of 36 872 000 000.
Its closing price is 26.55 and analysts have a target price of 32.50. In the last 52 weeks, its price has fluctuated between 18.34 and 34.88.
Société Générale Société anonyme has a market capitalization of 18480000000, a PER of 15.17 and earnings per share of 1.73.

Finances Société Générale Société anonyme

Earnings & revenue

Total revenue

Net Income

Gross profit

Free Cash Flow

Revenue estimate number of analysts : 15

Valuation

52 week range

18.34

26.55

34.88

1 year target

26.55

<- 22% ->

32.50

PER
15.17

PEG
N/A

P/FCF
1

Price to Book
0.28

Book value
82.86

Return on Equity
4.63%

Return on Assets
0.23%

Financials

All figures on Société Générale Société anonyme for the last 5 years.

Statistics

Valuation

Marketcap (intraday)	18.48B
Enterprise value	N/A
Trailing P/E	10.69
Forward P/E	4.59
PEG Ratio (5 yr expected)	N/A
Price to sales (ttm)	0.42
Price to Book (MRQ) (mrq)	0.28
Enterprise value/Revenue	N/A
Enterprise value/EBITDA	N/A

Income statement

Revenue (ttm)	24.08B
Revenue Per Share (ttm)	30.12
Quarterly Revenue Growth (yoy)	-12.80%
Gross Profit (ttm)	N/A
EBITDA	N/A
Net Income available to Common (ttm)	2.49B
Diluted EPS (ttm)	2.17
Quarterly Earnings Growth (yoy)	-62.90%

Price history

Beta (5 year Monthly)	1.54
52-Week Change	-5.19%
S&P500 52-Week Change	30.58%
52 Week High	26.73
52 Week Low	19.33
50-Day Moving Average	23.02
200-Day Moving Average	23.44

Profitability

Profit Margin	10.35%
Operating Margin (ttm)	18.46%

Fiscal Year

Fiscal year ends	Dec 31, 2023
Most Recent Quarter (mrq)	Dec 31, 2023

Management Effectiveness

Return on Assets (ttm)	0.23%
Return on Equity (ttm)	4.63%

Statistics

Avg Vol (3 month)	2.95M
Avg Vol (10 day)	2.56M
Shares Outstanding	794.65M
Implied Shares Outstanding	797.84M
Float 8	795.85M
% Held by Insiders	8.66%
% Held by Institutions	47.83%
Shares Short	N/A
Short Ratio	N/A
Short % of Float	N/A
Short % of Shares Outstanding	N/A
Shares Short (prior month)	N/A

Dividend & Splits

Forward Annual Dividend Rate	0.9
Forward Annual Dividend Yield	3.88%
Trailing Annual Dividend Rate	0.90
Trailing Annual Dividend Yield	3.88%
5 Year Average Dividend Yield	6.41
Payout Ratio	78.34%
Dividend Date	N/A
Ex-Dividend Date	May 27, 2024
Last Split Factor	N/A
Last Split Date	N/A

Balance sheet

Total Cash (mrq)	729.08B
Total Cash Per Share (mrq)	915.65
Total Debt (mrq)	692.4B
Total Debt/Equity (mrq)	N/A
Current Ratio (mrq)	N/A
Book Value Per Share (mrq)	82.86

Cash Flow Statement

Operating Cash Flow (ttm)	N/A
Levered Free Cash Flow (ttm)	N/A

Income statement

	ttm	12/31/2023	12/31/2022	12/31/2021	12/31/2020
Chiffre d’affaires	44,345,000	44,345,000	36,094,000	36,248,000	32,021,000
Income from Associates & Other Participating Interests	24,000	24,000	15,000	6,000	3,000
Special Income Charges	-338,000	-338,000	0	131,000	-1,092,000
Pretax Income	5,128,000	5,128,000	4,239,000	8,035,000	1,400,000
_TAX_PROVISION	1,679,000	1,679,000	1,483,000	1,697,000	1,204,000
Net Income_COMMON_STOCKHOLDERS	1,735,000	1,735,000	1,229,000	5,051,000	-869,000
_DILUTEDNet Income_COM_STOCKHOLDERS	1,735,000	1,735,000	1,229,000	5,051,000	-869,000
_BASIC_EPS
_DILUTED_EPS
_BASIC_AVG_SHARES	794,649	799,315	822,437	846,261	850,385
_DILUTED_AVG_SHARES	794,649	799,315	822,437	846,261	850,385
Net Income_CONTINUING_DISCONTINUED_OPERATION	2,493,000	2,493,000	1,825,000	5,641,000	-258,000
_NORMALIZED_INCOME	3,026,003	3,026,003	1,780,226	5,588,764	1,166,160
_RECONCILED_DEPRECIATION	7,710,000	7,710,000	5,342,000	5,444,000	5,263,000
Net Income_CONTINUING_OPERATION_NET_MINORITY_INTEREST	2,493,000	2,493,000	1,825,000	5,641,000	-258,000
_TOTAL_UNUSUAL_ITEMS_EXCLUDING_GOODWILL	-282,000	-282,000	69,000	210,000	-1,028,000
_TOTAL_UNUSUAL_ITEMS	-282,000	-282,000	69,000	210,000	-1,028,000
_TAX_RATE_CALCS	0	0	0	0	0
_TAX_EFECT_UNUSUAL_ITEMS	-86,997	-86,997	24,226	43,764	-287,840

Balance sheet

Fiscal year is January-December. All values EUR Millions.

2022

2021

2020

2019

2018

_TXT_5_Y_TREND

Total Cash & Due from Banks

207,013

179,969

168,179

102,311

96,585

Cash & Due from Banks Growth

15.03%

7.01%

64.38%

5.93%

-

Investments - Total

446,747

437,920

520,359

506,431

483,917

Trading Account Securities

310,087

319,789

386,796

358,033

338,312

Federal Funds Sold & Securities Purchased

27,829

19,015

19,703

37,709

44,078

Securities Bought Under Resale Agreement

27,829

19,015

19,703

37,709

44,078

Treasury Securities

9,734

8,896

7,143

6,005

5,826

Other Securities

68,509

76,850

85,672

87,446

83,464

Other Investments

30,588

13,370

21,045

17,238

12,237

Investments Growth

2.02%

-15.84%

2.75%

4.65%

-

Net Loans

545,603

534,121

482,438

468,901

463,739

Commercial & Industrial Loans

91,641

89,348

81,893

79,965

78,794

Consumer & Installment Loans

29,244

171,494

149,883

142,633

140,208

Interbank Loans

49,233

45,788

42,116

38,198

42,588

Real Estate Mortgage Loans

152,282

151,869

142,247

136,333

126,160

Lease Financing Loans

29,499

30,509

30,086

30,761

32,345

Unspecified/Other Loans

204,338

56,093

47,814

51,738

55,079

Loan Loss Allowances (Reserves)

(10,634)

(10,980)

(11,601)

(10,727)

(11,435)

Investment in Unconsolidated Subs.

146

95

100

112

249

Real Estate Other Than Bank Premises

11

12

13

17

Loans - 1 Yr Growth Rate

2.15%

10.71%

2.89%

1.11%

-

Loans (Total) / Total Deposits

0.00%

-

Loans (Total) / Total Assets

0.00%

-

Net Property, Plant & Equipment

30,196

29,223

27,592

28,468

24,536

Other Assets (Including Intangibles)

253,225

279,279

241,624

245,518

235,632

Other Assets

246,562

272,805

235,096

238,528

228,782

Intangible Assets

6,663

6,474

6,528

6,990

6,850

Deferred Charges

1,385

1,120

1,019

1,084

1,057

Total Assets

1,486,818

1,464,449

1,444,404

1,356,495

1,309,428

Assets - Total Growth

1.53%

1.39%

6.48%

3.59%

-

Return On Average Assets

0.10%

-

All values EUR Millions.

2022

2021

2020

2019

2018

_TXT_5_Y_TREND

Total Deposits

523,867

502,395

450,523

409,852

399,410

Demand Deposits

382,301

391,116

343,173

300,366

290,724

Savings/Time Deposits

140,779

110,915

106,882

108,849

108,080

Unspecified Deposits

787

364

468

637

606

Deposits Growth

4.27%

11.51%

9.92%

2.61%

-

Total Debt

299,472

304,668

299,192

262,862

247,488

ST Debt & Current Portion LT Debt

162,891

182,846

144,539

155,415

144,775

Current Portion of Long Term Debt

58,191

109,631

70,991

53,097

53,838

Short Term Debt

104,700

73,215

73,548

102,318

90,937

Long-Term Debt

136,581

121,822

154,653

107,447

102,713

LT Debt excl. Capitalized Leases

134,477

119,504

152,446

105,004

102,713

Provision for Risks & Charges

4,651

4,926

4,822

4,488

7,001

Long Term Debt Growth

12.12%

-21.23%

43.93%

4.61%

-

Total Debt / Total Assets

20.14%

20.80%

20.71%

19.38%

18.90%

Deferred Tax Liabilities

(3,046

(3,089

(3,403

(4,035

(4,148

Deferred Taxes_CREDIT

831

741

697

706

605

Deferred Taxes_DEBIT

3,877

3,830

4,100

4,741

4,753

_OTHER_LIABILITIES

585,215

580,856

622,158

610,017

589,115

Other Liabilities (excl.)Deferred Income

583,918

579,168

620,631

608,421

587,495

Deferred Income

1,297

1,688

1,527

1,596

1,620

Total Liabilities

1,414,036

1,393,586

1,377,392

1,287,925

1,243,619

Common Equity (Total)

66,451

65,067

61,710

63,527

61,026

Common Stock Par/Carry Value

1,062

1,067

1,010

Additional Paid-In Capital/Capital Surplus

21,377

21,513

21,465

21,417

20,403

Retained Earnings

36,285

36,272

31,844

32,806

32,206

Unrealized Gain/Loss Marketable Securities

(218

(652

(1,762

(381

(1,036

Unappropriated Reserves

9,136

7,534

9,295

9,133

9,110

Treasury Stock

(1,191

(667

(199

(515

(667

_COMMON_EQUITYTotal Assets

0.04%

0.05%

Total Shareholders' Equity

66,451

65,067

61,710

63,527

61,026

Total Shareholders' EquityTotal Assets

4.47%

4.44%

4.27%

4.68%

4.66%

Return On Average Total Equity

2.16%

-

Accumulated Minority Interest

6,331

5,796

5,302

5,043

4,783

Total Equity

72,782

70,863

67,012

68,570

65,809

Liabilities & Shareholders' Equity

1,486,818

1,464,449

1,444,404

1,356,495

1,309,428

Cash flow

	ttm	12/31/2023	12/31/2022	12/31/2021	12/31/2020
Operating Cash Flow	37,423,000	37,423,000	39,081,000	21,006,000	80,758,000
Investing Cash Flow	-12,073,000	-12,073,000	-9,001,000	-9,998,000	-6,863,000
Financing Cash Flow	-3,902,000	-3,902,000	-214,000	-4,458,000	2,166,000
End cash position	241,997,000	241,997,000	222,869,000	190,649,000	181,945,000
Capital Expenditure	-11,867,000	-11,867,000	-9,579,000	-6,466,000	-5,588,000
Free Cash Flow	25,556,000	25,556,000	29,502,000	14,540,000	75,170,000

Développement durable

Last update on 9/2023

Secteurs d'implication

Products and Activities	Significant Involvement
Alcoholic Beverages	No
Adult Entertainment	No
Gambling	No
Tobacco Products	No
Animal Testing	No
Fur and Specialty Leather	No
Controversial Weapons	No
Small Arms	No
Catholic Values	No
GMO	No
Military Contracting	No
Pesticides	No
Thermal Coal	No
Palm Oil	No

Scores ESG

Evaluation du risque : 19 23rd percentile Low

Risques sur l'Environnement

0

1.4

Négligeable

Faible

Moyen

Élevé

Sévère

20

Risques sur la Soutenabilité

0

9.2

Négligeable

Faible

Moyen

Élevé

Sévère

20

Risques sur la Gouvernance

0

7.9

Négligeable

Faible

Moyen

Élevé

Sévère

20

Niveau de controverse

0

3

Aucune

Faible

Modéré

Significatif

Grave

5

Analysts ratings

	3 months ago	1 month ago	Current
Buy	8	8	8
Overweight	0	0	0
Hold	11	11	9
Underweight	1	1	1
Sell	0	1	1
Consensus	Overweight	Overweight	Overweight

Earnings Per Shares

Quarterly

Actual Analyst range Consensus

1.25 1.00 0.75 0.50 0.25

Actual 0.28 0.21	Actual 0.23 0.13	Actual 0.25 0.22	Actual 0.22 0.19		0.52	1.01
Q42022	Q12023	Q2	Q3		Q4	Q12024

Annualy

10.00 7.50 5.00 2.50 0.00

Actual 1.73 0.99	4.03	5.46	6.48
FY 2022	FY 2023	FY 2024	FY 2025

GLE will report Q4 earnings on 05/02/2024

Q4 2023 Estimate Trends
Current:	^€0.52
1 month ago:	^€0.14
3 months ago:	^€0.15

Q1 2024 Estimate Trends
Current:	^€1.01
1 month ago:	^€0.22
3 months ago:	^€0.25

Competitors

Société Générale Société anonyme by Warren Buffet


Compte de résultat
Croissance du CA	>0%	0.00%	0.00%	0.00%	0.00%
Croissance des bénécices brut	>0%	0.00%	0.00%	0.00%	0.00%
Croissance du résultat d'exploitation avant intérêts et impôts (EBIT)	>0%	0.00%	0.00%	0.00%	0.00%
Croissance résultat net	>15%	0.00%	0.00%	0.00%	0.00%
Profitabilité pour l'actionnaire (ROE)		0.00%	0.00%	0.00%	0.00%	0.00%
Marge brut	>40%	0.00%	0.00%	0.00%	0.00%	0.00%
Marge opérationnelle		0.00%	0.00%	0.00%	0.00%	0.00%
Marge nette	>10%	0.00%	0.00%	0.00%	0.00%	0.00%
Capacité à attirer de nouveaux clients	<30%	0.00%	0.00%	0.00%	0.00%	0.00%
Coût de la R&D	<5%	0.00%	0.00%	0.00%	0.00%	0.00%
Charges d'intérêts	<15%	0.00%	0.00%	0.00%	0.00%	0.00%
Bilan
Liquidité : Capacité de l'entreprise à rembourser ses dettes à COURT terme
Ratio de liquidité général (current ratio)	>1	0.00	0.00	0.00	0.00	0.00
Ratio de liquidité restreinte (quick ratio)	>1	0.00	0.00	0.00	0.00	0.00
Ratio de liquidité immédiate (cash ratio)	>1	0.00	0.00	0.00	0.00	0.00
Solvabilité : Capacité de l'entreprise à rembourser ses dettes à LONG terme
Approche 1	<0	0	0	0	0	0
Net LT debt to equity	<100%	0.00%	0.00%	0.00%	0.00%	0.00%
Approche 2		-	-	-	-	-
Dette nette totale / capitaux propres	<100%	-	-	-	-	-
Approche 3		-	-	-	-
Net total debt to equity	<100%	-	-	-	-
Levier Financier
Passif total / cap. propres	<2	-	-	-	-
Rendement du capitaux propre	> 15%	-	-	-	-

Résultats du ratio de Piotroski F-Score Stock Screen pour Société Générale Société anonyme

Objet : Estimer la qualité fondamentale de vos placements (fondamentaux solides + valeur résiliente à long terme) par M. Joseph Piotroski
Objectif : Score entre 8 et 9

Thème	2021	2020	2019	2018	2017	Formule
Rentabilité
Rendement de l'actif (ROA)	0	0	0	0	0	(Résultat net / Actifs totaux) > 0
Flux de trésorerie d'exploitation	1	1	1	1	-	Flux de trésorerie > 0
Direction du ROA					-	Si ROA N > ROA N-1
Vérification de la compatbilité de l'exercice					-	Cashflow opérationnel > Résultat net
Structure du Capital
Ratio Dette LT / Actifs Totaux					-	Dette long terme / Actifs Totaux N sur N-1
Ratio de liquidité (Current ratio)					-	Actifs CT / Passifs CT N sur N-1
Emission d'actions	0	0	0	0	-	Emission d'actions (ou rachat d'action) oui/non
Efficacité opérationnelle
Orientation de la marge brute					-	Marge brute en hausse ? oui/non
Rotation des actifs					-	(Ventes / actifs) > 0
	1	1	1	1	-

FY 2023 Estimate Trends
Current:	^€4.03
1 month ago:	^€0.81
3 months ago:	^€0.81

FY 2024 Estimate Trends
Current:	^€5.46
1 month ago:	^€1.07
3 months ago:	^€1.10

Société Générale Société anonyme - GLE

Finances Société Générale Société anonyme

Earnings & revenue

Total revenue

Net Income

Gross profit

Free Cash Flow

Valuation

Financials

Statistics

Valuation

Income statement

Price history

Profitability

Fiscal Year

Management Effectiveness

Statistics

Dividend & Splits

Balance sheet

Cash Flow Statement

Income statement

Balance sheet

Cash flow

Développement durable

Secteurs d'implication

Scores ESG

Niveau de controverse

Analysts ratings

Analysts ratings

Earnings Per Shares

Competitors

Société Générale Société anonyme by Warren Buffet

Résultats du ratio de Piotroski F-Score Stock Screen pour Société Générale Société anonyme